Interest Free Credit

Finance with Hafren Furnishers

1. Don't compromise; buy the furniture you really want with Hafrens credit options. Hafrens offer you the facility to spread your furniture costs via interest free credit.

2. Interest free credit is available on orders of £500 or more.

3. It couldn't be any simpler.

4. You pay a deposit (minimum of 10%). The rest is split into equal payments. Please see the example below (based upon our standard offer of 10 months interest free credit).

Finance example: 

Alexander & James Bailey 2 Seater Sofa

10 Months Interest Free Credit (0%)
Cash Price: £1259.00
Deposit to Pay: £125.90
Loan Amount: £1133.10
Number of Monthly Payments: 10
APR: 0% (Fixed)
Monthly Payment: £113.31
Total Amount Payable: £1259.00


Credit application criteria

1. Be at least 18 years of age, and not older than 80 years of age.

2. Been a permanent UK resident for 3 or more years

3. Provide previous address details if you haven't lived at your current address for longer than 3 years

4. Be able to make payments via a direct debit

5. Be employed over 16 hours per week, retired or received a benefit allowance

6. Please note our finance company will assess your application. Your credit rating will be checked using a credit reference agency who will also keep a record of any searches made.

7. Finance is subject to acceptance of your application by our finance providers. 


Useful Information

 

Choosing to pay off your loan early

You have the right to repay all or part of the credit early at any time – you should contact Close Brothers Retail Finance for details by phone (0844 880 6542), e-mail or letter at the following address:

Close Brothers Retail Finance
Dee House
St Davids Park
Flintshire
CH5 3XF


Please note that interest rates will be adjusted accordingly.

Other Charges

If you fail to pay any amount you owe under the Credit Agreement by the date it is due, Close Brothers Retail Finance may charge you interest on that amount, they may also levy additional fees – details of these can be found in the credit agreement.

How long before payments start 

Close Brothers Retail Finance will write to you to confirm the date that your repayments will commence. The first payment is typically due 30 days following the date of delivery of your order.